High-Risk Acquiring · Multi-Bank Network
High-Risk Merchant Accounts
We Help You Create Processing History.
Purpose-built for startups, high-risk industries, and businesses without processing history.
95% approval rate among qualified applicants
20 acquiring banks
Most decisions within 24 hours
No long-term contracts · Most decisions within 24 hours
$1.24B+
Total Processed
All categories · 2025
20
Acquiring Banks
No single point of failure
95%
Approval Rate
Among qualified applicants
24hr
Most decisions within 24 hours
Industries
54+ industries.
One application.
Every vertical the major processors refuse. Nutraceuticals, firearms, adult content, crypto, gaming, travel, pharma, subscriptions — if you've been rejected, this is where you apply.
Health & Wellness
11 verticals
supplements, vitamins
hemp, dispensaries
retail & online
Finance & Trading
7 verticals
Gaming & Entertainment
7 verticals
Travel & Hospitality
5 verticals
Regulated & High-Risk
7 verticals
E-Commerce & Digital
9 verticals
Professional & B2B
7 verticals
Retail & Local Business
8 verticals
Process
Live in 3 business days.
From the moment you submit, the clock starts. Most merchants are processing in 3 business days — not from activation, from submission.
01
Apply
Application Submission
Submit one application. A representative will contact you shortly. Underwriting opens immediately.
02
Most decisions within 24 hours
Multi-Bank Underwriting
Your application is matched with the acquiring banks that fit your business. Most decisions within 24 hours.
03
You're Connected
Account Activation
Full integration support for Shopify, WooCommerce, Magento, and custom builds.
04
Processing. Live.
Begin Processing
Most approved merchants are live within 3 business days. Dashboard active from day one — transactions, approval rates, account health.
For ISO Partners
Place the merchants
nobody else can.
Daystar gives ISO partners access to 20 acquiring banks. Place merchants your competitors turn away. Keep 100% of the relationship.
Portfolio Support
We help you track every merchant in your book: volume, approvals and chargeback ratios.
Residual Reporting
Clear residual reporting for the merchants you place.
Risk Monitoring
We work with you and your merchants to keep chargeback ratios within program limits.
24
Active
$2.84M
Monthly Vol.
95%
approval rate among qualified applicants
2
Alerts
Nutraceutical Direct LLC
Supplements · FL
$284K
0.4%
Live
Vegas Digital Gaming
Gaming · NV
$512K
0.2%
Live
Green Leaf CBD
CBD · CO
$98K
0.9%
Watch
Apex Travel Group
OTA · NY
$1.1M
0.1%
Live
Pharma Direct Rx
Pharma · TX
$341K
1.1%
Watch
FAQ
Common questions about merchant accounts
What counts as high-risk?
Any industry the major processors decline — nutraceuticals, CBD, firearms, adult, gaming, forex, pharma, travel, subscriptions, and dozens more. If Stripe or Square rejected you, you're in the right place.
How long does approval take?
Most decisions within 24 hours. Most approved merchants are live within 3 business days. A representative will contact you shortly.
Is there a contract?
No. There are no long-term contracts. We keep merchants because the service works, not because a contract requires it.
My account was just terminated. What now?
Call 786.453.7357 now. Terminations are prioritized. Most decisions come within 24 hours.
My chargeback ratio is above 1%. Can you still help?
Usually yes. Tell us the root cause.
Request Approval
Talk to someone who knows your industry.
Not a sales rep reading from a script. Someone who knows your vertical, knows which acquiring relationships fit, and can tell you in the first call whether we can help.
Phone786.453.7357
Location6303 Blue Lagoon Drive, Suite 400, Miami, FL 33126
Account just terminated?
Termination cases are prioritized. Most decisions come within 24 hours.
Call 786.453.7357 NowRequest Merchant Account Approval
Most decisions within 24 hours · No long-term contracts
30 seconds. A representative will contact you shortly.
No long-term contracts · We call you — no hold time
Don't Wait
Every day without processing
is revenue you don't get back.
One application. A representative will contact you shortly. Most approved merchants are live within 3 business days.
No long-term contracts
Most decisions within 24 hours