Daystar Payments eliminates interchange fees entirely. Merchants processing $50K+/month save an average of $1,800 monthly with our dual-pricing technology.
Built for merchants who process serious volume and refuse to leave money on the table.
Automatically display cash and card prices at point of sale. Compliant in all 50 states. Customers choose — merchants save.
Live dashboard showing transaction volume, approval rates, and savings accumulation. Know your numbers before end of day.
Industry-leading approval rates through intelligent routing across multiple acquiring banks. Fewer declines, more revenue.
PCI DSS Level 1 certified. End-to-end encryption on every transaction. Your customers' data is never at risk.
Countertop, wireless, mobile, and integrated POS systems. If you can swipe it, tap it, or dip it — we process it.
Funds in your account the same business day, not 2-3 days later. Cash flow is the lifeblood of your business — we respect that.
No lengthy contracts. No complicated integrations. From application to first transaction in two business days.
5-minute application. We review same day and approve qualified merchants within hours.
Pre-configured terminal ships overnight. Plug in, power on, done. No tech setup required.
Start processing the moment equipment arrives. Your dedicated rep is available if you have any questions.
Your dashboard tracks every dollar saved. Most merchants recover their first month's cost within the first week.
Traditional processors charge 2.5–3.5% per transaction. On $100K/month, that's $2,500–$3,500 leaving your business every single month.
We were paying $2,800 a month in fees. I almost didn't believe the Daystar rep when he explained how it works. Six months in and we've saved over $16,000. That paid for two new employees.
The setup was shockingly simple. Terminal arrived Tuesday, we were live Wednesday morning. The dashboard is clean and I can see everything I need without calling anyone.
My customers haven't complained once about the cash discount program. Most of them already pay cash. The ones who use cards just pay a small surcharge. It's completely transparent.
Every plan includes zero interchange fees. The only difference is volume capacity and support level.
Yes. The Durbin Amendment and subsequent FTC rulings permit merchants to offer discounts for cash payment. Daystar's dual pricing implementation is compliant in all 50 states and follows Visa, Mastercard, and Amex guidelines.
Most merchants report minimal resistance. The surcharge is clearly displayed at point of sale, typically 3–4%. Customers who prefer to avoid it simply pay cash. In practice, most merchants see little to no change in customer behavior.
Most applications are reviewed same-day. Approved merchants receive equipment within 24–48 hours via overnight shipping. Many are processing within 48 hours of first contact.
Most retail, restaurant, service, and B2B merchants qualify. We process for restaurants, auto shops, medical practices, contractors, retail stores, and more. High-risk industries may require additional review.
Month-to-month agreements are available. We don't believe in locking merchants into multi-year contracts. If Daystar isn't delivering value, you can leave without penalty.
Join 2,400+ merchants who made the switch and haven't looked back.